Instant Approval Credit Cards - Living In The Fast Lane!

With many instant approval credit cards, you can apply online and receive notification in minutes. Some instant approval credit cards companies even give notification within 30 seconds.

Sometimes you can receive a notification of approval or denial on the system or by email.

These types of instant approval credit card offers are very convenient because you do not have to wait for an answer from a credit card issuer.

However, with most instant approval credit cards, you do need to have credit that is in good standing.

There are instant approval credit cards for people with bad credit; however, most of these credit cards are secured credit cards. Secured credit cards usually require the credit card holder to place a deposit in a savings account.

Here is a list of different instant approval credit cards for personal and business use.

Personal Instant Approval Credit Cards:

Citi® PremierPass® Card. This card offers reward points for purchases and travel rewards. 0% APR for 12 months, 11.99% after the introductory term.
Blue from American Express®. This card offers membership rewards. 0% APR for 15 months, 4.99% after the introductory term.
Citi® Platinum Select® / AAdvantage® World MasterCard®. This card offers bonus airline miles for American Airlines. 15.99% APR and annual fee after one year.
Discover® More Card. This card offers cash back bonuses and gift cards from select retailers. 0% APR for 6 months on purchases and 12 months on balance transfers, 10.99% after introductory period.
Blue Sky from American Express. This card offers reward points on all purchases. Reward points can be used to save on travel expenses (hotel, airline tickets, car rentals and cruises). In addition, this card also offers card member benefits like travel accident insurance and return protection. 0% APR for 6 months, 4.99% after the introductory period.
GM Flexible Earnings Card. This card offers 1% cash back option and 1% earnings towards a new vehicle and 3% earnings on eligible new GM vehicle purchases. 0% APR on balance transfers for 12 months, 14.24% APR for purchases.
Hilton Hhonors Platinum Credit Card. This card offers bonus points after every purchase as well as bonus points after stays at Hilton Hotels. 2.90% APR for 6 months, 9.99% after the introductory period.

Small Business Instant Approval Credit Cards:

American Express® Business Gold Rewards Card.

This card offers membership rewards as well as bonus points that do not expire.

You can also save on purchases from merchants like FedEx®, Delta® and Hertz®.

There is no annual fee for the first year. After the first year, the annual fee is $125.

Platinum Business Credit Card from American Express. This card offers the option to enroll in a membership rewards program. You can save on purchases from FedEx®, Delta® and Hertz®. 0% APR for 12 months, 2.99% after the introductory period.
Citi® Professional Card. With this card, you receive Thank You points for every dollar you spend on certain purchases. 0% APR for 9 months, 11.99% after the introductory period.

Instant Approval Credit Cards for Students:
Discover® Student Tropical Beach Card. This card offers up to 20% cash back rewards when you shop online. 0% APR for 6 months, 16.99% after the introductory period.

Instant Approval Credit Cards for People with Bad Credit:
First PREMIER Bank Gold MasterCard®. This card reports to the major credit bureaus. 9.9 % APR and $48 annual fee.
Centennial Visa or MasterCard® from First PREMIER Bank. This card reports to the four major credit bureaus. 9.9% APR and $48 annual fee.
Orchard Bank Platinum MasterCard. This card reports to the major credit bureaus monthly. 14.90% APR, and $39 to $59 annual fee.
First PREMIER Classic Card. This card offers low APR on purchases and reports to major credit bureaus monthly to help improve your credit score. 9.9% APR and $48 annual fee.


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